{"id":28,"date":"2020-12-31T04:00:00","date_gmt":"2020-12-31T04:00:00","guid":{"rendered":"https:\/\/www.thenorthcoastagency.com\/blog\/?p=28"},"modified":"2020-12-31T18:15:58","modified_gmt":"2020-12-31T18:15:58","slug":"myths-about-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/","title":{"rendered":"Myths about Commercial Insurance"},"content":{"rendered":"<p>To make sure your business in Lexington, MI, is protected, it helps to know more about commercial insurance so you don&#8217;t give in to these myths.<\/p>\n<ul>\n<li><strong>Home Insurance Covers Home-Based Business<\/strong>: Your home insurance is not enough to protect your home-based small business. It would be best if you had proper business insurance that meets your business&#8217;s needs to ensure that your operations are protected against a variety of claims. An agent at North Coast Insurance Services can get you started.<\/li>\n<li><strong>General Liability Covers Every Possible Risk<\/strong>: General liability is needed, but it&rsquo;s not a one-size-fits-all solution for all business-related risks.<\/li>\n<li><strong>Employees Drive Their Own Cars So You Don&rsquo;t Need Commercial Auto Insurance<\/strong>: Many personal auto insurance policies don&rsquo;t cover any losses when a vehicle is being used for business purposes. As a business owner, your employees must know what personal policies cover and don&rsquo;t. There are different advantages to commercial auto insurance, including coverage for GPS equipment and rental vehicles.<\/li>\n<li><strong>The Business Is Too Small for Insurance:<\/strong> Even if your business is small in Lexington, MI, it&rsquo;s not just businesses with deep pockets that should be concerned about being sued. Anyone can be sued. If you are found liable for damages and can&rsquo;t pay, wages can be garnished, and bank accounts and assets seized.<\/li>\n<li><strong>Property Insurance Isn&#8217;t Needed if Operations Are Done in the Client&rsquo;s Area<\/strong>: Some owners think the work is in the client&rsquo;s area, using the client&rsquo;s equipment and tools, that they don&rsquo;t need property insurance. Coverage for property insurance varies. Companies should find a policy that suits their needs.<\/li>\n<li><strong>You Don&rsquo;t Need an Insurance Agent<\/strong>: Some owners don&rsquo;t get professional advice when choosing their business coverage. Since there are so many different coverage variations, it&rsquo;s best to speak with a qualified agent to find the right coverage for your business.<\/li>\n<\/ul>\n<p>Contact North Coast Insurance Services to get a quote on commercial insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>To make sure your business in Lexington, MI, is protected, it helps to know more about commercial insurance so you don&#8217;t give in to these myths. Home Insurance Covers Home-Based Business: Your home insurance is not enough to protect your home-based small business. It would be best if you had proper business insurance that meets [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[12,13],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-lexington-mi","tag-north-coast-insurance-services"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | North Coast Insurance Services | Just another WordPress site\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Myths about Commercial Insurance | Blog | North Coast Insurance Services\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-12-31T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-12-31T18:15:58+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Myths about Commercial Insurance | Blog | North Coast Insurance Services\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#article\",\"name\":\"Myths about Commercial Insurance | Blog | North Coast Insurance Services\",\"headline\":\"Myths about Commercial Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2020-12-31T04:00:00+00:00\",\"dateModified\":\"2020-12-31T18:15:58+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Lexington MI, North Coast Insurance Services\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#listItem\",\"name\":\"Myths about Commercial Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#listItem\",\"position\":3,\"name\":\"Myths about Commercial Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | North Coast Insurance Services\",\"description\":\"Just another WordPress site\",\"url\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/\",\"name\":\"Myths about Commercial Insurance | Blog | North Coast Insurance Services\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/myths-about-commercial-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2020-12-31T04:00:00+00:00\",\"dateModified\":\"2020-12-31T18:15:58+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/\",\"name\":\"Blog | North Coast Insurance Services\",\"description\":\"Just another WordPress site\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.thenorthcoastagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Myths about Commercial Insurance | Blog | North Coast Insurance Services","description":"","canonical_url":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#article","name":"Myths about Commercial Insurance | Blog | North Coast Insurance Services","headline":"Myths about Commercial Insurance","author":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/#organization"},"datePublished":"2020-12-31T04:00:00+00:00","dateModified":"2020-12-31T18:15:58+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#webpage"},"articleSection":"Commercial Insurance, Lexington MI, North Coast Insurance Services"},{"@type":"BreadcrumbList","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.thenorthcoastagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#listItem","name":"Myths about Commercial Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#listItem","position":3,"name":"Myths about Commercial Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/#organization","name":"Blog | North Coast Insurance Services","description":"Just another WordPress site","url":"https:\/\/www.thenorthcoastagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.thenorthcoastagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#webpage","url":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/","name":"Myths about Commercial Insurance | Blog | North Coast Insurance Services","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2020-12-31T04:00:00+00:00","dateModified":"2020-12-31T18:15:58+00:00"},{"@type":"WebSite","@id":"https:\/\/www.thenorthcoastagency.com\/blog\/#website","url":"https:\/\/www.thenorthcoastagency.com\/blog\/","name":"Blog | North Coast Insurance Services","description":"Just another WordPress site","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.thenorthcoastagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | North Coast Insurance Services | Just another WordPress site","og:type":"article","og:title":"Myths about Commercial Insurance | Blog | North Coast Insurance Services","og:url":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/","article:published_time":"2020-12-31T04:00:00+00:00","article:modified_time":"2020-12-31T18:15:58+00:00","twitter:card":"summary","twitter:title":"Myths about Commercial Insurance | Blog | North Coast Insurance Services"},"aioseo_meta_data":{"post_id":"28","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-31 18:15:58","updated":"2025-06-04 11:44:09","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.thenorthcoastagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tMyths about Commercial Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.thenorthcoastagency.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.thenorthcoastagency.com\/blog\/category\/commercial-insurance\/"},{"label":"Myths about Commercial Insurance","link":"https:\/\/www.thenorthcoastagency.com\/blog\/myths-about-commercial-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":1,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"predecessor-version":[{"id":29,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions\/29"}],"wp:attachment":[{"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thenorthcoastagency.com\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}