{"id":72,"date":"2022-09-16T04:00:00","date_gmt":"2022-09-16T04:00:00","guid":{"rendered":"https:\/\/www.thenorthcoastagency.com\/blog\/?p=72"},"modified":"2022-09-16T20:30:19","modified_gmt":"2022-09-16T20:30:19","slug":"why-home-insurance-is-so-important","status":"publish","type":"post","link":"https:\/\/www.thenorthcoastagency.com\/blog\/why-home-insurance-is-so-important\/","title":{"rendered":"Why Home Insurance Is So Important"},"content":{"rendered":"

If you own a home, it’s a great way to build up equity and wealth and make your housing payments work for you. When you own a home, it’s important to have a home insurance policy to protect both it and yourself. Going without this important coverage opens you up to everything from lawsuits to financial ruin after a damaging event. If you don’t yet have a home policy for your home, give us a call now at North Coast Insurance Services in Lexington, MI.<\/p>\n

It’s Usually a Requirement<\/h2>\n

In many cases, you are required to have home insurance to protect your investment. This is true when you have a mortgage or a second mortgage. The lender will require you to have the home covered by insurance so that their investment in it is protected. You will likely have to show proof that you have this insurance when you go to sign the papers at your home closing. Many homes today are in areas that have a homeowner’s association, or HOA. When you live in one of these areas, it’s generally required by the HOA that you keep home insurance on your property. That makes it unlikely that a home will be damaged and stay that way because the owner can’t afford to fix it.<\/p>\n

Different Types of Coverage<\/h3>\n

There are many ways that a home insurance policy protects a homeowner. It will pay for repairs after the home is damaged by a covered incident. It will cover all of the items inside your home in the same circumstances so that they can be replaced. It even covers your liability in case of an injury on your property. <\/p>\n

Get Home Insurance Today<\/h3>\n

Every home should always have this coverage. To get started, call us at North Coast Insurance Services in Lexington, MI.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you own a home, it’s a great way to build up equity and wealth and make your housing payments work for you. When you own a home, it’s important to have a home insurance policy to protect both it and yourself. Going without this important coverage opens you up to everything from lawsuits to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[12,13],"class_list":["post-72","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-lexington-mi","tag-north-coast-insurance-services"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t