Auto Insurance in Michigan

One of your most important expenses each month is your auto insurance. This expense will save you from hardship if you have an accident in Michigan, or your vehicle is stolen or damaged. At North Coast Insurance Services in Lexington, MI, we like for our customers to be knowledgeable and prepared. Keep reading to learn more.

Auto Insurance Basics

Auto insurance is set in place to protect people operating vehicles. If you are in an accident while operating your vehicle, basic liability coverage will payout for the damages to the other person's vehicle. Although liability is the minimum requirement in most states, a wise vehicle owner will want to make sure that they have additional coverage. This type of coverage does not cover your vehicle or your injuries.

Collision Insurance

Collision insurance will cover damage that is sustained to your vehicle in the event of an accident. This is important, especially if you have a loan on your car. If your vehicle is damaged during an accident in which you are at fault, and you do not have collision coverage, the expenses will come out of your pocket.

Comprehensive Insurance

This type of insurance will cover most expenses, including medical costs, that are incurred during an accident. This type of coverage will also cover damages to your vehicle from other kinds of events other than an auto accident. In addition, this type of insurance will also protect your vehicle if it is stolen. It is an excellent investment to purchase this type of coverage to make sure that you and your vehicle are protected.

It is important to understand auto insurance so that you can make the best choice about this necessary coverage. If you would like to learn more about Michigan auto insurance, please contact our friendly staff at North Coast Insurance Services, now serving Troy and Lexington, MI. We can help you get a quote and walk you through the insurance process.