How to Know if You Should Bundle Your Car Insurance with Other Policies

Using the same insurance provider for all the different types of coverage you have from auto to homeowners is called bundling. There are some good reasons to bundle your auto insurance if it is right for your needs. Many people want the big savings and discounts that can come from bundling, as well as the simplicity of handling several policies through one company. Another way to know if bundling is right for you is if you have a lot of claims for auto and home for instance. Your insurer may work with you more if they handle all of your different types of insurance.

The dedicated team at North Coast Insurance Services of Lexington MI will help you to customize your insurance policies including auto, home, life, or other coverage. We can tailor a package that fits your needs.

Some Benefits of Bundling Your Coverage

There are benefits to bundling your auto insurance with your homeowners and other policies. A qualified agent can help you get the most of these benefits that include:

  • Cost savings – Companies will offer discounts when you bundle your auto insurance with your other policies. This can save you money. 
  • Single company – One reason people like to bundle their insurance is dealing with only one company. This can simplify managing your insurance policies.
  • Simplified payments – Paying your premiums is easier because you have the same insurer for several types of insurance.

Professional Insurance in Lexington

Contact us at North Coast Insurance Services of Lexington, MI if you need quality auto insurance bundled with your other policies. We have years of experience helping individuals get the best quality coverage for auto, homeowners, and more. Our professional agents look forward to helping you keep your assets protected and secure.

What to Know When You Get an Insurance Policy for Your First Car

Do you have plans to purchase your first vehicle, or have you recently done so? Before you drive it, you’ll need to have an adequate auto insurance policy in place. It would be helpful to visit an independent agent such as those at North Coast Insurance Services of the Lexington, MI area for assistance with this to know what you’re getting and what you can expect from your first policy.

Michigan State Minimum Requirements for Auto Insurance

In the state of Michigan, it’s necessary that you have minimum liability coverage in your auto insurance. In addition, some automobile lenders do ask that you have other types of coverage such as collision and comprehensive. It’s a good idea to know what is and isn’t covered by your provider for each of these categories so that there are no surprises. A qualified insurance agent will be able to explain this to you in detail.

Bodily Injury and Property Damage Liability

Two common types of coverage are for bodily injury and property damage. With a bodily injury, your insurance will at least partially cover medical bills, lost wages, and legal fees in the instance that someone else is injured in an automobile accident that you are responsible for causing. As the name implies, property damage includes other individuals’ property such as a fence, their mailbox, or a part of their home, such as their garage door. Both of these help tremendously since it means you can likely avoid having to pay out-of-pocket expenses.

North Coast Insurance Services of Lexington, MI and beyond strives to secure the best possible solutions for each customer’s insurance needs. Contact us with your questions, and we won’t steer you wrong.