When you’re involved in a car accident, medical bills can start piling up quickly, even for seemingly minor injuries. At North Coast Insurance Services in Lexington, MI, we help drivers understand how medical payments coverage (MedPay) provides immediate financial protection when an accident happens, regardless of who caused it.
Immediate Coverage Without the Wait
MedPay pays for medical expenses right away without waiting for fault determination or lengthy insurance investigations. This coverage applies to you and your passengers, covering hospital visits, ambulance rides, surgery costs, and follow-up treatments. Unlike health insurance, there are typically no deductibles or copays to worry about. And coverage applies immediately after the accident occurs.
Protection Beyond Your Health Insurance
Even if you have good health insurance, MedPay fills important gaps in coverage. Your health insurance might have high deductibles or limited provider networks, or may not cover certain treatments related to auto accidents. MedPay works alongside your health insurance to ensure you’re not stuck with unexpected out-of-pocket expenses during your recovery.
Coverage for Everyone in Your Vehicle
One of MedPay’s best features is that it protects all occupants in your vehicle, regardless of whether they have their own health insurance. If you’re giving friends or family members a ride and an accident occurs, this coverage ensures that their medical expenses are handled without complications or delays.
Don’t leave your medical expenses to chance after an accident. Contact North Coast Insurance Services in Lexington, MI, to learn how adding MedPay to your auto policy provides valuable peace of mind and financial protection.
