If you’re a Michigan business owner, you must buy workers’ compensation insurance. Our team at North Coast Insurance Services can help you fully understand the need for workers’ compensation insurance. Companies in the Lexington, MI area are encouraged to contact us to make an appointment to discuss their commercial insurance policies. We’ve been working with businesses like yours since 2005.
Employee Education About Workers Compensation
Part of your responsibility as a company owner is to educate your employees about how to use your company’s workers’ compensation insurance. Therefore, they need to be aware of the steps to filing a claim for workers’ compensation. According to Ben Crump, Esq., only full-time or part-time employees will be covered by your policy. The same website states that injuries covered by the workers’ compensation policy must occur while the employee is on the job, or while performing an action on behalf of the company (such as making a delivery.)
Be sure your employees know they must report any workplace injury to the supervisor on duty, and they must then be examined by a company-designated physician. The physician will determine the extent of the injury, and also when the employee will be able to return to work. According to Ben Crump, Esq., if the employee has a disagreement or difficulty with the claims process, they can contact a lawyer, or an insurance mediator.
Schedule Your Appointment with Us Today
Workers’ compensation insurance is an essential part of your employee benefit services. Talk to one of our experienced agents at North Coast Insurance Services so you can be sure your policy will meet your company’s needs. Corporate clients in Lexington, MI have learned we are a dependable source of insurance information. Give us a call today, and allow us the privilege of working with your company.
